Property Owners cover not only protects the buildings from the usual risks such as fire, flood and escape of water, it also covers the loss of rent should your tenant have to move out whilst repairs are being carried out following such a disaster.
The cover also includes public liability should someone be injured at your property, for example, if you fail to carry out repairs and the tenant suffers injury.
We are able to arrange cover for a single property or large portfolios including residential and commercial properties.
Keeping your business covered
Our flexible policies let you choose the right level of cover for your business. And if you’re not sure, just give our knowledgeable insurance experts a call and we’ll help you choose. Our cover includes:
Property owner’s liability insurance
Cover up to £5 million for legal fees and damages if your tenants are injured
Up to £2m for rebuilding your premises in case of fire, flood or burglary
Loss of rent
If your building is damaged by fire or flood, you’re covered for lost rent up to an agreed limit while it’s rebuilt
Cover up to £100,000 for the cost of replacing furnishings and equipment that are damaged or stolen